
The Daily Telegraph has published the results of a student poll, conducted by Olympus, that showed that students priorities are not getting a good degree but going on fancy dress pub crawls and falling asleep in lectures.
The list headed 'Things to do before leaving University' includes many typical student experiences like getting into arguments with housemates over buying toilet rolls; ringing parents when money is needed; collecting 500 friends on Facebook and spending no more than £10 on a night out.
I could add a number of additional experiences based on my own student years. These would include contracting a venereal disease from drunken sex with various strangers; falling asleep on the roof of a parked car; racing across a golf course on mountain bikes and breaking into a zoo to try and steal a penguin.
These are all typical student experiences. But student life can be full of dangers. Many students don't have an entirely positive experience at University or college. Often away from home for the first time, in a strange city, they can find themselves ripped off by money grabbing landlords.
Students in many of Britains cities and town are prime targets for muggings and theft. Its well known that students all have mobile phones, laptops and mp3 players and these are very attractive to local criminal gangs who prey on these unsuspecting young students. Student life can be a lot of fun, but these days it can also be fraught with danger. Todays students would do well to take classes in self-defence and avoiding confrontation.
Making friends, having fun and a whole load of new experiences are all part of what it is to be a student. But it's important to stay safe.
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When we are students we could all use a bit more spending money and when we begin to earn enough to spend we couyld all do with a bit more time in which to spend it.
Most students will want to avoid what they see as unnecessary expenses like life insurance. But this is often a false economy. For example, travelling without adequate travel insurance is simply foolish. Without adequate travel insurance if the worst should happen and you need to be repatriated due to illness or accident then the expense can be incredible. Yet still many students fly off for a year on the road without the travel insurance that they really need.
When taking to the road all students need to be certain that they have adequate and appropriate travel insurance cover. Always ensure that your travel insurance policy covers all of the activities that you will be enjoying while on your travels.
Although it might be argued that a life insurance policy should be low on a student's list of priorities this is not the case for personal possessions. Students these days have a whole host of costly gadgets including expensive laptops, games consoles and mobile phones. These expensive, portable devices are often lost, damaged or even stolen. At the very least every student should consider getting some mobile phone insurance and maybe look at other low cost, specific insurance policies for other valued possessions.
All students should, at the very least, insure their laptops and and mobile phones against theft, loss and accidental damage. Getting some gadget and gizmo insurance will mean that if the worst should happen then at least you will be able to get a replacement without. Insurance can't replace your lost college work but you will have backed that up to disk won't you?