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Posts Tagged ‘insurance comparison websites’
How To Obtain A Cheaper Buildings And Contents Insurance Quote
Have you ever used an insurance comparison website? Now I am unsure, of course, as to how you will have answered this question but I would guess that the majority of people would have said yes. I absolutely love them. Why do I think this? Because I have managed to save a lot of money by using these types of sites over the last couple of years. In this article I will be describing about the way in which I use them.
Just before I continue I would like to make it clear that I am not an insurance salesman or a financial adviser. I actually offer a DVD duplication service in the UK, I am also involved in a company that sells composite doors and I offer Comet Voucher Codes on a part-time basis .
I am going to write about a recent example of when I managed to save seventy pounds on my home insurance. At the beginning of June I received the renewal quote for the home insurance. The premium that they had quoted was a little higher than what I had paid last year, despite the fact that I had not made a claim.
I knew what I was going to do, in any case, whatever the premium had shown; I was going to put in my relevant details into one or two of the insurance comparison websites. I duly did this and low and behold there were three companies who were able to beat my renewal premium. The best quote was in fact £60 cheaper for the same cover.
This was not exactly a surprise to me as I have had similar successes on numerous previous occasions. Did I complete the application form for this lower premium? No. Why not? Well I wanted to save even more money and therefore decided to contact my current insurer to see of they could offer me an even cheaper price! I phoned them and said:
“I have received your home insurance renewal quote but have managed to obtain a better quote by using one of those comparison sites. It was seventy pounds lower (a small lie) than what you were quoting. I am phoning you as I would rather keep the insurance with your company as I have been very impressed with the level of customer service that I have received. Would you be able to match or beat their quote?”
Guess what? They did match it – how cool is that? I was rather impressed with myself, the result and of course the comparison website.
Now I have decided to instruct a firm of cost reduction specialists in a quest to save even more money.
Cost Reduction By Using An Insurance Comparison Website
I have been looking at ways to “cut costs” over the last few months. In reality this is something that I should have thought about a few years ago however my finances seemed to be quite healthy back then. It is only when things become a bit tight that one starts searching for ways to save money – or perhaps that is just the way in which I do things!
I sought advice from a good friend of mine; a person that is far more financially educated than myself. He works for a cost reduction expert and certainly knows a lot more about these things than what I do. He advised me to compare the premiums that I was paying for things such as car insurance, buildings insurance, contents insurance, life assurance and pet insurance by using one of the popular insurance comparison websites.
Just before I continue I would like to make it clear that I am not attempting to sell the readers of this article here; I am merely relaying a personal experience that may also be of benefit to other people. I am actually involved with training for foster carers and also helping people to obtain cheap holidays.
Returning now to my attempts to lower my personal expenditure; I took my friends advice and went about comparing the premiums that I was paying with the ones quoted on the comparison websites. So what was the end result of doing all of this? Well I managed to save over two hundred pounds on my monthly premiums. There was no way that I was going to pass up an opportunity like this therefore I duly switched to the cheaper providers.
I am fairly confident that I am not the only person who is trying to lower their personal overheads; if you are in a similar position then it may well be worth your while trying to do the same thing as what I have done – after all it worked for me.